Eliminate Processing Fees – For Good

Want to accept credit cards, without the monthly bill?  PayLo can save you thousands this year by making one simple switch.  Watch our video to find out how or contact us today for a free PayLo Proposal for your business and see how much you can save.

Request Free Proposal

What is a cash discount and why should I switch?

There is a lot of confusion around cash discount programs today, and not all are created equal. Find out why PayLo is the best choice for your business:

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Simple Enrollment

We offer a simple enrollment process. Select your service fee and setup your signs. Everything is pre-programmed and ready to go.

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Equipment Options

Choose from terminal enabled cash discount technology. The installed PayLo technology automatically determines service fees and cash discount amounts.

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Huge Savings

All those service fees add up to thousands in savings every year. Upgrade equipment, give a raise, or just take a much deserved vacation with your fee savings.


See Your Savings

Know that you have options when determining your service fee. In most cases, a flat per-transaction fee is the best method, while other businesses have better results with a percentage-based fee. While we’d prefer to eliminate all your costs, some merchants like to split it with their customers. Try out our savings calculator to see what setup works best for you.

Your Business

What is the amount of your average credit card transaction?

$0 $10,000

How much do you pay per month in fees now?

$0 $50,000

Your Savings

Your monthly processing cost: $99.95

Your savings per month: $1.300

Your savings per year:


$ 0.00 service fee to customer (3.95%)

Request Free Business Analysis

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Great Equipment Options

Dependable Platforms

Wether you just need a rugged terminal, a full-service POS or a full web-checkout solution, we have the platform to help run and manage your cash discount program.

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Need a full POS? The PayLo POS can convert your transactions and much much more: Manage inventory, table layout creation, create & customize items, transaction reporting and multi-location ready.

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PayLo Terminals

The PayLo Terminals provide robust transaction processing. Durable and dependable, they are perfect for high-volume fast-paced sales environments. Dejavoo Z9 & Z11 and Pax S80.

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PayLo Gateway

Coming soon! - have a full-service cash discount business with the PayLo Gateway. All online web-checkout transactions will be able to process cash discount fees.


Automated Cash Discount Technology

  • – Meets federal and state cash discount regulations
  • – Built-in cash discount coding
  • – Automated service fees & discounts
  • – Automatically covers processing fees
  • – Detailed customer reciepts

Support You Can Count On

A legal cash discount program requires customers to be notified prior to sale – and we have you covered.  PayLo provides all the signage you need, free of charge.  We also provide you with in-depth employee training, customer education materials and a support hotline to call with any questions.


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Happy Merchants

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Getting Started

PayLo setup is quick and easy with no hidden costs or fees.  Talk to one of our experienced agents today to get a custom savings analysis for your business.

Let’s talk today:  877.776.9953

or Request a Call

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PayLo Mynt POS

Expand the way you do business with the intuitive cloud-based PayLo Mynt POS System. PayLo Mynt POS’s state-of-the-art full-featured software packages are specifically customized for Bars & Restaurants, Retail Stores, QSR & Delivery, and Salons & Spas. With PayLo Mynt POS, you will gain advanced functionality that is multi-location ready and includes smooth transaction processing, inventory tracking, report generation, & more.
  • Accepts All Payment Types – Begin accepting all forms of modern payments such as Apple Pay, Android Pay and Samsung Pay along with all secure EMV Chip Cards
  • Custom Menu Creation & SKU Load – Menu creation and SKU loading is included with PayLo Mynt
  • Complete Hardware And Solutions - EMV/NFC/MSR Terminal, 14-inch LED touch screen monitor, receipt printer, and cash drawer included
  • Rapid Repair – 2-day Warrantee Service
  • Equipment Replacement - If hardware breaks or malfunctions, it will be replaced for free
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Dejavoo Z11

The Z11 countertop payment terminal provides an easy to use EMV payment experience for every business owner. With “On screen Help”, easy access to frequently used options in the “Favorites” Menu, and a simple “Call Me” button to request a support representative callback, merchants love the ease of use and ISOs love the easy programming of Dejavoo.
  • Secure EMV Certified Z Line of Countertop Payment Terminals with EMV Chip Reader.
  • PCI Internal PIN Pad.
  • NFC Contactless Reader Standard with all the following features for Apple Pay, Android Pay, Samsung Pay, ect.
  • Built-in loyalty program – no loyalty cards or host communication needed.
  • Connects with DeNovo business portal for transaction upload, signature capture, loyalty back up, batch notification, Call Me, Messaging and more.
  • Optional WiFi models for Tri Comm (IP, Dial, and WiFi) with Quick and Easy WiFi set up. Terminal finds available networks.
  • GoGreen with electronic receipt options, sends receipts to consumers via email or SMS text message.


PAX’s S80 is an advanced countertop POS terminal which combines innovation, durability and high performance to assure faster, more reliable transactions. The PCI PTS 3.x approved S80 offers advanced connectivity, equipped with various communication technologies such as Dial and Ethernet. An intuitive ATM-style interface and ergonomic keypad make operation easier for merchant and consumer alike. The S80 comes with powerful ARM11 processor and optional built-in contactless, enabling support for multiple payment and value-added applications, making this countertop terminal one of the most reliable in the world.
  • PCI PTS 3.x certified
  • PEMV, Magstripe and Contactless/NFC
  • High-speed 32-bit ARM 11 processor
  • 192 MB Memory Capacity
  • 128 x 64 pixel LCD, White backlit
  • Dial and Ethernet
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